• Employers
• Employees
• Producers

Pre-Tax PremiumSimplify Benefits Administration

Flexible Benefit PlansFlexible Spending Accounts (FSAs)

COBRACobra Administration

Group MedicalGroup Medical Plans

Flexible Benefit Plans

Flexible Spending Accounts

Flexible spending accounts (FSAs), can help your employees save on out-of-pocket expenses not covered under most benefit plans. These expenses include deductibles, coinsurance, copays, prescription drugs, eyeglasses, day care services, and privately owned insurance policies. When you add an FSA plan to your existing benefit package, your employees will be able to set aside portions of their salaries before taxes are calculated. This reduces employees' taxable income, meaning they will pay less in taxes and end up with more money in their pockets.The money set aside is automatically deducted from their paychecks and credited to their flexible spending accounts. As employees incur qualified expenses, they simply submit them to UnitedHealthcare and reimbursements are made from the plan.

FSA Services

Our comprehensive FSA services enable you to quickly implement an FSA plan and leave the administrative work to us:

What's in it for Employers and Employees?

As with a Pre-Tax Premium plan, any client can implement an FSA and save money. How much you save depends on your payroll and how much your employees contribute toward their benefits.

Note: The legal entity under which the company operates can affect individual eligibility. Partners in a partnership or limited liability partner­ship, members (and spouse of a member) of a limited liability corporation, self-employed individual of a sole proprietorship, and more than 2% shareholders (and family members of shareholders) in a Subchapter S corporation are not eligible to participate in a Section 125 plan.